Workflow fit matrix · snapshot 2026-06-19
Which AI coding plan fits each developer workflow in 2026?
As of 2026-06-19, the Coding Plan Value Index points terminal users to Codex · ChatGPT Pro 20×, IDE-budget buyers to Gemini / Antigravity · AI Pro, API/BYOK experimenters to DeepSeek API · API ($20 ref. budget), heavy users to MiniMax Coding · Ultra, team buyers to GitHub Copilot · Business, and app-builder users to Bolt · Pro while keeping app-builders outside the core agentic ranking.
These recommendations are translations of the source-linked Coding Plan Value Index methodology, not a new fit score; native tool quality, governance depth, framework fit, and productivity are evidence-limited unless a cited row directly supports them. Read the methodology.
Workflow fit · as of 2026-06-19
Terminal / large-repo agent user
You live in a CLI agent and care first about frontier coding ability before price.
- Primary pick
- Codex · ChatGPT Pro 20×
- Eff. $/M
- $0.256/M
- Tokens / mo
- 780M
- AA Coding
- 74.9
- API equiv.
- 26×
Why this pick wins: Highest CLI-agent AA Coding in this snapshot (74.9), with 780M/mo modeled at $0.256/M.
Runner-up / caveat: Codex · ChatGPT Pro 5× — $0.502/M, 199M/mo.
Risk / disqualifier: Disqualifier: choose a cheaper runner-up if the native 5-hour / weekly limit line is your real wall.
Codex pricingArtificial Analysis (Coding Index)OpenAI API pricingValue Index methodology
Workflow fit · as of 2026-06-19
IDE-first, budget-bounded assistant user
You want an editor-native assistant and are trying to stay near individual-plan pricing.
- Primary pick
- Gemini / Antigravity · AI Pro
- Eff. $/M
- $0.481/M
- Tokens / mo
- 42M
- AA Coding
- 68.8
- API equiv.
- 5.5×
Why this pick wins: Best budget-bounded IDE coding-value pick: 68.8 AA Coding, 42M/mo, $0.481/M.
Runner-up / caveat: Amazon Q Developer · Pro — $0.762/M, 25M/mo.
Risk / disqualifier: Disqualifier: do not use this pick if you need terminal/BYOK routing more than editor integration.
Google AI subscriptionsArtificial Analysis (Coding Index)Gemini API pricingAntigravity benefitsCode Assist deprecationValue Index methodology
Evidence-limited workflow · as of 2026-06-19
Free / BYOK / API-routing experimenter
You want spend control, pay-as-you-go testing, or a way around subscription quota walls.
- Primary pick
- DeepSeek API · API ($20 ref. budget)
- Eff. $/M
- $0.463/M
- Tokens / mo
- 43M
- AA Coding
- 47.5
- API equiv.
- ↓1.00×
Why this pick wins: API/BYOK routing pick: 43M/mo on the reference budget, $0.463/M, ↓1.00× API-equivalent.
Runner-up / caveat: Qwen Coding Plan · Lite — $0.103/M, 98M/mo.
Risk / disqualifier: Limit: the current core Index has no $0 professional-agent rows, so this is a PAYG/BYOK routing answer, not a free-tier leaderboard.
Reference budgetArtificial Analysis (Coding Index)Value Index methodology
Workflow fit · as of 2026-06-19
Heavy headroom / subscription user
You run agents often enough that monthly modeled token pool matters more than the absolute best model.
- Primary pick
- MiniMax Coding · Ultra
- Eff. $/M
- $0.046/M
- Tokens / mo
- 2.6B
- AA Coding
- 43.4
- API equiv.
- 7.7×
Why this pick wins: Largest modeled monthly headroom in the agentic set: 2.6B/mo at $0.046/M.
Runner-up / caveat: MiniMax Coding · Max — $0.038/M, 1.3B/mo.
Risk / disqualifier: Disqualifier: skip if the provider’s native quota meter or regional/account constraint blocks your actual workflow.
MiniMax docsArtificial Analysis (Coding Index)MiniMax pay-as-you-go pricingValue Index methodology
Evidence-limited workflow · as of 2026-06-19
Team / governance buyer
You are buying seats and need a visible team/business route before comparing value receipts.
- Primary pick
- GitHub Copilot · Business
- Eff. $/M
- $6.01/M
- Tokens / mo
- 3.2M
- AA Coding
- 56.7
- API equiv.
- ↓0.70×
Why this pick wins: Lowest visible Team/Business monthly seat route in the Index; governance quality is not scored.
Runner-up / caveat: Vibe Code · Team — $6.02/M, 4.2M/mo.
Risk / disqualifier: Evidence-limited: governance quality, admin depth, compliance, and seat ROI are not scored by the Value Index.
GitHub Copilot plansArtificial Analysis (Coding Index)Copilot model pricingUsage-based billing for orgsValue Index methodology
Evidence-limited workflow · as of 2026-06-19
App-builder / vibe-coding boundary
You specifically want prompt-to-app builders; this is deliberately separate from CLI/IDE agentic coding.
- Primary pick
- Bolt · Pro
- Eff. $/M
- $2.51/M
- Tokens / mo
- 10.0M
- AA Coding
- 45.0
- API equiv.
- ↓1.00×
Why this pick wins: Lowest effective-cost row inside app-builders only: 10.0M/mo at $2.51/M.
Runner-up / caveat: Base44 · Elite — $5.35/M, 30M/mo.
Risk / disqualifier: Avoid: do not compare this directly against Claude Code, Codex, Cursor, or model-plan rows; the native product job is different.
Bolt pricingToken docsValue Index methodology